The Paul Hates Mac Blog Site

Is it better to go with an individual health insurance plan or a family plan? It is only my husband and I so we both have the option to get our own policy through work. As far as the cost goes, each of us with our own plan saves money because of the amount the employers pay. Is there anything else that we aren’t thinking about that needs to be taken into consideration? I just want to go with the cheapest option, but I guess that isn’t always best. We have to make a decision by the end of the month, so I guess we should ask human resources.